Get Compulsory Property Insurance for Your Apartment and House Online
Enter your property title and ID information – receive your insurance certificate within seconds!
If you experience any difficulties, please contact us using one of the support options in the bottom right corner of the screen.
Compulsory property insurance is a type of insurance applied to compensate for damage to real estate caused by fire, explosion, natural disasters, and other unforeseen events. According to the legislation of the Republic of Azerbaijan, owners of apartments, private residential houses, and non-residential properties are required to obtain this insurance.
Baku – 50 AZN premium / 25,000 AZN coverage
Ganja, Sumgayit, Nakhchivan – 40 AZN / 20,000 AZN
Other cities and regions – 30 AZN / 15,000 AZN
Fire – Damage caused by fire to your apartment or property
Explosion – Gas leaks and other explosion-related incidents
Natural disasters – Earthquakes, floods, storms, and other natural events
Water leakage – Damage caused by burst pipes or flooding from neighboring units
Illegal actions – Vandalism, theft, and other unlawful acts
Under the law, property owners who fail to obtain compulsory insurance are subject to penalties.
Currently, the fines for not insuring an apartment or private house are as follows:
Individuals – 30 AZN
Officials – 80 AZN
Legal entities – 110 AZN