Compensation payment

Rules for Compensation Payments According to Article 27.1.6 of the Law of the Republic of Azerbaijan "On Compulsory Insurance":

1. In what cases is compensation paid?

• If harm to health is caused by an unknown or stolen vehicle.
• If harm is caused by a person without a compulsory insurance contract, and the damage is not compensated.

2. Who has the right to claim compensation?

• Individuals injured in a traffic accident.
• In the event of the victim's death, their family members.

3. Compensation amounts for health damage:

• Death:
  • Death or being declared dead by a court decision: 5000 AZN.
• Disability:
  • Group I disability or limited health capabilities up to 18 years: 4000 AZN.
  • Group II disability or limitations for 5 years: 3000 AZN.
  • Group III disability or limitations from 6 months to 2 years: 2000 AZN.
• Injuries:
  • Moderate or severe injury: 1500 AZN.
  • Minor injury: 750 AZN.

4. Grounds for compensation payment:

• A valid court decision must be submitted.

5. Calculation of compensation:

• Any previously compensated amount is deducted from the compensation.
• If the total liability for one case exceeds 50,000 AZN, compensation is paid proportionally.

6. In case the insurer cannot fulfill obligations:

• The Compulsory Insurance Bureau ensures the payment.

7. In case of false information:

• The Bureau may demand the return of full or partial compensation.

8. Rights transferred to the Bureau:

• The injured party's claim rights, up to the amount of compensation paid, are transferred to the Bureau.

These rules ensure fair compensation for health damage in accordance with the law.